529 To Roth Ira 2025 Rules

529 To Roth Ira 2025 Rules. The 529 plan must be open for at least 15. As of january 1, 2025, when you discover you have extra money in your child’s 529 plan, there is a fourth option to select from.

Can you roll over a 529 to a roth ira?. Beneficiaries are allowed to roll over up to $35,000 over their lifetime into a roth ira in their name (not the original 529 account holder’s name).